Mandatory Liability Insurance
The Alabama Mandatory Liability Insurance Law provides that no person shall operate, register, or maintain registration of a motor vehicle designed to be used on a public road or highway unless it is covered by a liability insurance policy. §32-7A-3, Code of Alabama 1975.
Pursuant to Act 2016-361 if a person involved in a motor vehicle incident was in violation of the mandatory liability insurance law and did not receive a citation at the time of the incident, they are subject to a civil penalty. A motor vehicle incident is defined as "an incident involving the driver of a motor vehicle when a traffic citation was issued by a law enforcement officer or the driver of a motor vehicle was involved in an accident and an accident report was filed".
View Mandatory Liability Insurance Law Covering §41-27-40 - §41-27-48
What this means to you: You are subject to a civil penalty if:
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